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Yotta: Save Money by Playing the Lottery

An 1.8% APY savings model

William Chon

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Saving money hasn’t really changed too much over the past century— you deposit your money into a bank, and you get some % per year as interest, with no bells and whistles. At the time of writing this article, the best savings accounts in the US only give you an interest of 0.70% per year.

Source: https://www.bankrate.com/banking/savings/best-high-yield-interests-savings-accounts/

What if there is a better way to save money?

This is where Yotta Savings comes into play. You can expect to earn 1.8% APY, which is 3x higher than the 0.6% to 0.7% APY that banks are offering right now.

In this article, I hope to dive into the statistics behind Yotta to help you understand the benefits and risks of putting money into a lottery-based savings model compared to a regular savings account.

What is Yotta Savings?

I’m not going to spend much time on this, as many others have done a much better job explaining the model already. Either…

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William Chon
William Chon

Written by William Chon

Data scientist and occasional writer. My day job is to turn R into $.

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